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What does guitar insurance cover?

Submitted by Admin on Mon, 03/14/2011 - 14:33

A typical specialist guitar insurance policy will cover replacement on a new for old basis in case of theft, loss or accidental damage. Vintage and rare guitars would be covered on a valuation basis. It is also common for specialist musician’s insurance policies to include hire of a replacement instrument (or amp etc) until a replacement has been purchased and public liability insurance. Public liability is very much recommended for gigging musicians, as if the worst happened and you accidentally caused injury to a member of the public then the cost of any damaged claim could be very high. Read more »

Is my guitar covered by my house insurance?

Submitted by Admin on Sun, 03/13/2011 - 14:22

All home contents insurance policies are different, so it is important that you check the details of your own specific policy. However, generally most contents insurance policies will include some cover your your guitar. Typical cover will include theft, loss in fire and similar general risks. However, accidental damage, damage by a pet or damage caused while you are repairing or adjusting your guitar are unlikely to be covered. Read more »

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